Instant Approval Payday Loans

While it is no longer possible to get instant approval on payday loans or other loans for that matter, you are still able to get approval and money in the bank as soon as tomorrow with many lenders. Recent U.S. FTC regulation changes cracked down on many of these lenders that were providing less-than-favorable terms and conditions for desperate lendees with promises of instant approval, no credit checks, low initial APRs, etc. The fact of the matter is, since 2014 and on the closest to instant you can get is next day, and there will be a credit check. That is, of course, unless you go through a private lender (i.e. family, friend, etc.)

As Quick As Instant Approval Loans Can Be

As mentioned above, while it’s not really OK to say you’re guaranteed to qualify for an “instant approval payday loan” these days, in most cases you can get approved as early s tomorrow and have the cash in your bank very fast. No faxing is required and we make it as painless as possible for you to apply online. You simply need to fill out an online application regarding your basic info, employment info, be at least 18 years old, a U.S. Citizen, and have a bank account (for the payday loan to be deposited into your account). All of this is very standard information to submit and is in no way unique to our website. In fact, your information is submit directly to a list of lenders and your application is selected by one of them to proceed with the approval of your loan. It’s pretty darned close to being “instant” from your perspective! If you don’t believe us and are indeed looking for an “instant” payday loan, fill out an online application with us today.

instant approval payday loan facts

How Do I Know If Qualify For A Payday Loan?

The lenders will work with you to the best of their ability (within their legal ability to do so) to get you the cash you need as fast as possible. When it comes down to it, the payday lenders are running a business loaning money to people. In return they get paid back with interest and you get the money you need for whatever purposes you need it for. There are no terms and conditions on what you can use your online payday loans. You are welcome to spend it on a vacation, bills, groceries, entertainment or anything else you can think of. Just consider that it is indeed a loan and you will be paying some sort of interest on it, so the wiser you spend the loan, better for you in the long run. As far as qualifying, so long as you have employment history and are of proper age and citizenship you should be qualified to apply for a payday loan.

That also brings up another point you should be cautious of: “guaranteed” or “no denial” payday loans. As part of new regulations, lenders can’t actually say you’re guaranteed instant loan approval. Even if they have approved 100% of every online loan application, it’s not technically okay to say guaranteed as a part of an ongoing effort to protect the consumer from loan shark types of companies. If you’re interested in learning more about the FTC Payday Lending rules and regulations, you can visit their website at


What’s the next step?

Feel free to click above to submit your application for a payday loan with We help hundreds of visitors a day apply and receive loans very fast for a wide variety of financial circumstances life has to offer.

instant no credit check payday loan