Cash Loan

What Exactly is a Cash loan, or Pay Day Loan?

A cash loan, or also known as a cash advance, is fairly self-explanatory, which is a good thing because they are easy to get and easy to use. Whether you live in Mississippi, Missouri, Montana, Maryland, Massachusetts, Michigan or a state that starts with some other letter, it is easy to get a quick cash loan for all of those unexpected expenses even if you don’t have the best credit score. And the best part? There is no credt check!

Through a simple process of filling out a few fields on our website,, we send you a direct deposit of money that you can use for anything! It is cash that you can use for whatever you need. Then, you pay it back with your next paycheck. Sounds easy enough, and that’s because it is!

We all need a cash loan every now and then because things come up, and that is just life. We all know that life happens and sometimes life requires a little fast cash, and getting a cash loan helps out with those things that life throws at you. is here to help and take care of you when life throws a curve ball or two, even if you have bad credit.

Why Would I Even Get a Cash Loan?

Cash loans are used by people every day from all walks of life, and you can use a cash loan too. A cash loan covers the expenses you need to get paid before your paycheck comes. There are a huge variety of bills to pay that you can pay with a fast cash loan. Here are a few examples and why a cash loan from helps:

  • Your cell phone bill – You would be surprised how difficult life can get when your cell phone stops working. Imagine life before texting! Horrible, isn’t it?
  • Your basic utility bills – The simple things that sometimes we just forget about, like the water and garbage removal. Who wants to start stinking like their piled-up garbage outside all because your water got turned off?
  • Your cable TV bill – If you’re like most people, TV is a fantastic way to relieve stress after a long day. You wouldn’t want to miss your favorite season finale, like the Bachelor.
  • Your electricity bill – If life without texting and cable TV seems bad, imagine life without any electricity at all!
  • Your rent – A roof over your head is a beautiful thing.

There are a ton of reasons why cash loans and payday loans can work for you, and bills aren’t the only one. There is more than one financial struggle that these day loans can help with:

  • You forgot it’s your spouse’s birthday, and you need to buy some roses or that new tie.
  • The world release of the newest video game comes out before your payday does.
  • Your child decides to bake her easy-bake-oven in your oven, and now you need a new one.
  • Your dog decided it could handle the fight with the skunk and lost, and now you need to take it to the dog groomer.

As you can tell, there are hundreds of reasons to receive a cash loan from With a cash loan, you don’t need to worry about the little things. Life is meant to be enjoyed, don’t let a few dollars stop you from what is important. Get some cash.

How Do I Even Get a Cash Loan?

It’s easy! Maybe not as easy as singing the Jackson Five’s ABC, but it sure comes close. Here are the 4 easy, no hassle steps to getting your cash loan from our faxless application process at today:

  1. Have a checking account set up with direct deposit.
  2. Be at least 18 years old and a U.S. citizen.
  3. Earn at least $1,000 per month
  4. Complete and submit our online application for a quick cash advance.

Really, it is that east to get a cash loan from

What are 3 Frequently Asked Questions About Cash Loans that I Should be Asking?

Question 1: How much can I get? (Good question, it’s an important one)

Answer 1: You can borrow up to $1,000 on your first loan based on the information you provide. The beauty is that once you successfully repay your first loan, you may be eligible to borrow more on your next one.

Question 2:  What sort of fees are there? (Another great question)

Answer 2: Depending on the lender, fees can range from $25 to $35 per $100. So, for a cash loan of $300, your fee would be $75 to $90. The fee is a small price to pay to keep your family’s cell phones up and running.

Question 3: When do I need to pay the cash loan back? (A very important question)

Answer 3: It is important to remember that these cash loans are for short term purposes, which means they are paid back in the short term! Each state has different rules and regulations, but generally the cash loan needs to be paid back on your next pay day, about 8 to 25 days away.

 Now that I Know More About Cash Loans, What Do I Do Next?

That’s the easy one. All you need to follow the steps we talked about above.

  1. Have a checking account set up with direct deposit.
  2. Be at least 18 years old and a U.S. citizen.
  3. Earn at least $1,000 per month
  4. Complete and submit our online application for a quick cash advance.

Remember, we here at know what it’s like to be in a tight spot, and we want to help by offering this wonderful cash loan service.

In no time at all, you can have the cash loan you need to pay for the things you need and to see some cash in your bank account.

instant no credit check payday loan